Facing retirement with all your wealth tied up in your home?

Retirement is when you expect to have the time to do whatever you want to – and the money to do it with. But the reality of retirement today is often quite different. Many retirees find themselves asset rich, but cash poor – they’re wealthy on paper, but there’s not much in the bank.

Equity release is about making your property wealth available to you in cash, without having to move. You can use the money for anything you want – to top up your retirement income, make home improvements, buy a holiday home, or help out your children.

Who we are is an independent equity release specialist in the UK, regulated by the Financial Conduct Authority. We’re a member of the Equity Release Council, and only advise on lifetime mortgages the Council endorses.

What we do

We provide our clients with a comprehensive introduction to equity release methods. We’ll help you work out if equity release is right for you or not. We’ll go through all the pros and cons, with complete impartiality, taking into account your specific circumstances and attitude to risk.

If equity release is suitable, we’ll then find the best plan for you. We’ll give you a personalised Key Facts Illustration document, which sets out all the features and risks of the plan, including what you’ll pay and when.

Finally, we’ll help you get your equity release plan up and running.

Sorting out any issues

It rarely happens, but if someone makes a complaint, we listen, and do everything we can to put things right. If it comes to it, we’ll help you get the Financial Ombudsman Service involved.